Re: Credit Card Authorization Needed

Pete Dashwood wrote:
> "HeyBub" <heybubNOSPAM@xxxxxxxxx> wrote in message
> news:11da4pudhfb2ia7@xxxxxxxxxxxxxxxxxxxxx
>> We want to incorporate credit-card authorization in our Windows
>> software. Ideally, it should be an Active-X component, authorize over the
>> internet, be free - at least to developers, and admit of multiple
>> clearing houses, but none of these attributes are deal-killers.
>>
>> Any suggestions, anyone?
>>
>> Thanks.
> As far as I know there are none that are free. That is to say, the
> components are 'free' (provided by the supplier of the service) but
> the services are not...
>
> I spent around a week of intensive work writing CGI code in COBOL to
> support Credit Card processing around an ActiveX control provided by
> the Merchant Bank, and then, when we found their model was unsuitable
> for the business we wanted to do, rewriting the facility using a SOAP
> component from a different supplier.
>
> PayPal have just offered a very nice new facility for Credit Cards and
> PayPal, but it is currently only available in the USA.
>
> Check this out:
> https://www.paypal.com/cgi-bin/webscr?cmd=_wp-pro-overview-outside
>
> ActiveX or SOAP (or, a Web Service, if you are into .NET) are all good
> solutions and you can drive them from a secure socket layer within
> CGI code (or ASP or whatever).
>
> If you find anyone offering a free component and very low priced
> service, please let us know.
=====
My research, so far, shows there are two business models: 1) The components
are free - or almost free - but force the merchant to interface with a
prescribed gateway. The developer gets a cut of the transaction fee. 2)
Somebody pays for the software but there are more processing options
available.

The best I've found so far - at least of those for which I can understand
what the hell they're talking about - is X-Authorize.

http://www.xauthorize.com/

Somebody (end user?) pays a license fee of $129 and the user can connect to
most gateways/authorization centers.

I'm still looking.


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